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Auto Insurance. Understanding Some Basics.

Auto Insurance Auto insurance presents a necessary evil.  Driving without it is folly. Driving a rolling two-ton metal box, disaster happens in a split second.  Cars pose a rolling risk. Excuses for...

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Seat Belt Use Admissibility in Injury Claims

Seat Belt Use Admissible? Seat belt use reduces injuries and saves lives in motor vehicle accidents.  Statistics prove it. But should the use or failure to buckle up be admissible in a personal injury...

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Burden of Proof: How Much Evidence is Enough?

Burden of proof measures the level of evidence that must exist to prevail in a legal matter.  Anyone making a claim bears the burden of proof.  People bringing personal injury claims may have been...

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Injury Claim Handling: Hidden Pieces, Unknown Dynamics

Puzzle Pieces in Injury Claim Injury claim preparation requires piecing together many elements, some of which aren’t immediately obvious.  Imagine a puzzle, but some pieces are hidden. Think about it....

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Massachusetts PIP – Personal Injury Protection

Personal Injury Protection Application Massachusetts PIP is how medical bills related to a car accident get paid. PIP stands for Personal Injury Protection.  PIP is mandatory in all Massachusetts Auto...

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Reserves And How They Reduce an Injury Claim

Bean Counting – Setting a Reserve When new claims are reported insurance companies set something called a reserve in the process of setting up a new file.  The reserve establishes the estimated value...

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No Fault Insurance: What Does It Mean?

No Fault Auto Insurance I was in a car accident. A guy pulled out from a stop sign in front of me.  There was nothing I could do to avoid hitting him.  Now his insurance company asks me all kinds of...

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Top 10 Most Dangerous Intersections in New Hampshire

Intersection of Route 28 and Main Street in Salem, New Hampshire, one of 10 most dangerous intersections in NH. Dangerous intersections appear seemingly everywhere.   Of the ten most dangerous...

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Solar Glare: Dangers Driving Into the Sun

Solar Glare You’re driving along and suddenly the bright sun blinds you. In that moment your car slams into another car causing an accident.  Are you at fault? Reverse roles. You’re driving along...

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Head-On Collisions: Is Finding Fault As Easy As It Might Seem?

Head-On Accident Injuries Head-on collisions top the list of motor vehicle accidents, with a fatality rate second only to intersection accidents. These accidents happen when two or more vehicles’ front...

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